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The customer comes to the warehouse, you offer us a bicycle.
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The bicycle is valued at approximately 100 euros, a contract is signed, and the customer receives 100 C&B euros on the site as the equivalent of his goods.
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If not registered, the customer registers on the spot and receives information, instructions, and training on how to use the system and the platform.
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To use their virtual money, the customer must pay a 5% commission for using our platform and system. Once paid, the virtual funds are marked as "Ready for use." If unpaid, the system marks the 100 C&B euros as "Pending" until the 5% (around 10 BGN) is settled via cash or card.
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The customer accesses the site from the Member Page and searches for suitable products or services by criteria such as city, street, or price. The platform is mobile-friendly.
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Upon finding a suitable offer, the customer sends a message to the other member, describing their proposal. Example: "I offer 50 C&B euros for a hair dyeing service, available any weekday after 6:00 PM."
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The service provider replies with a time and conditions. Example: "Friday at 6:30 PM, but you must pay 10 euros for the hair dye, and 40 C&B euros through the site."
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The customer confirms and pays: "Agreed. I’ll pay 40 C&B euros through the site and 10 euros in cash at the appointment on Friday at 6:30 PM. Should I proceed?" Upon confirmation, the customer transfers 40 C&B euros to the hairdresser, leaving a 60 C&B euro balance.
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The hairdresser receives 40 C&B euros but cannot use them until the service is performed. During the appointment, the 10 euro cash payment is also received.
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Once the client confirms the service was successfully completed, the hairdresser can immediately use the 40 C&B euros, provided the 5% commission has already been paid or will be deducted during their next purchase.
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Every member can request a virtual invoice by ticking a box during the transaction.
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Members can sell products or services to us at any time and use their virtual earnings for other purchases on the platform.
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The process can be repeated daily and with other members as often as needed.
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A customer registers but does not visit the warehouse. Instead, they list their bicycle on the platform with a 100-euro price. Once another user buys it and transfers 100 C&B euros, the seller ships the bicycle.
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After the buyer confirms they’ve received the item in good condition, the seller's funds become "Confirmed" and available for spending.
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The seller can now use the balance for other purchases.
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Example: The seller contacts a restaurant to book a birthday dinner for Friday at 7:00 PM, offering to pay 100 C&B euros.
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The restaurant agrees, accepting full payment in virtual currency, except for alcohol.
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The customer must first pay the 5% commission (5 euros) to activate the transaction.
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The customer deposits the amount, pays the restaurant, and receives a confirmation.
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The restaurant receives the 100 C&B euros but cannot spend them until the client confirms the dinner took place as planned.
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The system ensures fairness by holding the amount in "Pending" status until the buyer confirms the service.
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Disputes are to be resolved between members. If not possible, users may contact us. We require complete correspondence history to assist.
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A wholesale client signs a 1-million-euro agreement with us to deliver goods into our mutual clearing and barter system.
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Upon signing, the client receives 1 million C&B euros credited to their online account, backed by the goods.
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Funds remain "Pending" until goods are delivered to a warehouse, partner, or approved third-party location. Once delivered, the funds become "Confirmed" and can be used.
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Only goods-backed virtual money can be circulated, ensuring transaction security. This differentiates us from cryptocurrencies—we are not a cryptocurrency nor a financial institution.
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We sell the goods via warehouses, distributors, or partner stores that accept our gift cards.
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The client can allocate C&B euros to employees, subcontractors, or suppliers.
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Example: An employer transfers 1000 C&B euros to employees. If an employee spends 200 C&B euros within 30 days, the employer may deduct only a portion (e.g., 100 euros) from their cash salary.
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This provides early access to funds and incentivizes productivity, allowing employers to tie bonuses and rewards to virtual credits.
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A Canadian client wants to visit Bulgaria and stay in a hotel in an off-season period (e.g., Bansko in September).
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The client registers on the site and offers goods or services available in Canada. They also browse open requests for import/export or services in Canada.
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The client gets responses from members in Bulgaria, Canada, or the USA.
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The client completes a transaction by either:
a. Providing goods to Bulgarian relatives locally in Canada
b. Sending products from Canada to a Bulgarian hotel (e.g., luxury tableware worth 1000 euros)
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Alternatively, they might barter a painting (previously purchased via the platform) in exchange for hotel accommodation for a Bulgarian artist visiting Canada.
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Once the hotel confirms receipt of goods or service, the client receives a confirmed virtual balance.
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The Canadian client can then transfer funds to other members, including sending an offer to a Bansko hotel: e.g., 100% C&B euro payment or 20% cash + 80% C&B euro.
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The deal proceeds once both parties agree and confirm transaction terms.